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Chief Financial Officer (CFO)-level thinking. Without the
full-time cost.

If you’ve built something and your business has outgrown your bookkeeper, perhaps you’re looking for someone who can keep up with it, but a full-time financial team member isn’t the answer yet.

CFO4U gives you senior financial leadership at a fraction of the cost.

Sound familiar? Why does your revenue never feel like enough?

For fast-growing manufacturing, distribution or FMCG businesses, spreadsheets can be unreliable, the financial information is inconsistent, it can feel like you’re having a good month but the profit and margin in your reports don’t match your intuition. Why is there no cash left even though the business is growing? What should your profits be? Can you increase prices without losing customers? How do you make the business more profitable without burning out the team? The numbers exist — somewhere — but turning them into decisions is harder than it should be… surely?

If you know you need more financial oversight, but you’re just not sure exactly what that looks like, or whether it’s affordable, have a chat with us.

Does this sound like your business?

  • Revenue is strong but cash is always tight.
    The money is there. It's just tied up in the wrong places, or arriving at the wrong time.

  • Your reports don’t match your gut feeling about the business.
    Your data is there. It just isn’t being read correctly.

  • You have multiple entities, inventory, or complex revenue streams.
    Complexity is where good financial oversight pays for itself — quickly.

  • You’re thinking about raising capital or taking on debt.
    Lenders and investors ask hard questions. We make sure you have the right answers ready.

You shouldn't have to navigate this alone.

Not sure if you need us?

Most business owners who talk to us already know something’s missing. The conversation is free and there’s no obligation.

Real time inside your numbers.
Not just a quarterly review.

CFO4U provides dedicated fractional CFO services for high-growth businesses — spending real time inside your numbers, understanding why they look the way they do, and helping you act on what they’re telling you.

“Our role is to help business owners understand how to make money — and then help them do it.” Julian So – Founder and CEO

We work with you — from half a day a week to two days a week — drilling down into the detail: what your profit margins should be, whether you can increase prices, how to make your business more profitable, and how to grow it sustainably. We keep the bigger picture in view at the same time.

Our services include:

  • Monthly management reporting

  • Cashflow forecasting

  • KPI tracking & dashboards

  • Budget & forecast modelling

  • Capital raising support

  • Board reporting & advisory

  • Systems implementation

  • Bank loan applications

Practical advice you can act on this week 
— not just at year end

  • We are a team with CFO and Financial Controller experience across multiple industries

  • Our service is designed around your business, not a one-size-fits-all package

  • Proactive is our middle name and we bring the questions, not just the answers

  • Your time is valuable, so we enjoy direct, fast communication. No meetings about meetings

  • We are specialists in manufacturing, distribution, FMCG and building & construction and SaaS.

We're not here to file and disappear. We're invested in where your business is heading.

Have you built something worth building on?

Let’s figure out the next part together. The first conversation is free — and it might be the most useful one you have this year.